Does your septic system need to be replaced? If so, you may qualify for the Septic Replacement Loan Program, a partnership between the Michigan Department of Environment, Great Lakes, and Energy and Michigan Saves. It provides low-interest financing to homeowners to replace failing or near-failing septic systems. Two types of loans are available: income-based financing and market-based loans. For more information and to see if you qualify, visit the Septic Replacement Loan Program Webpage.